Rating area 1 is the Kansas side of the Kansas City metro: Johnson, Wyandotte, Leavenworth and Miami counties. It holds the largest concentration of Kansas employers, from Johnson County office parks to the warehouses along the I-35 and I-435 corridors.
It is also the one area where the Blue plan changes inside the area. Johnson and Wyandotte counties are Blue KC territory, while Leavenworth and Miami counties belong to Blue Cross and Blue Shield of Kansas. Two businesses in the same rating area can see a different Blue carrier on their quotes depending on which county they sit in.
Counties in rating area 1
Johnson, Leavenworth, Miami and Wyandotte. Larger towns include Kansas City, Overland Park, Olathe, Lenexa, Shawnee, Leavenworth and Paola.
We publish city pages for Kansas City, Overland Park, Olathe, Lenexa and Shawnee.
Carriers and filed factors in area 1
Each carrier files a geographic factor for every Kansas area it serves. Below 1.000 means this area prices under that carrier's own statewide base, above 1.000 means over it. Compare a factor with the same carrier's other areas, not with another carrier.
| Carrier | Area 1 factor | Rank in its Kansas areas | Plan types | Filed change |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Kansas City (Blue KC) | 1.000 | Only area filed | EPO, PPO | +8.65% |
| Blue Cross and Blue Shield of Kansas | 0.985 | 4 of 7, low to high | EPO, PPO | +8.37% |
| UnitedHealthcare | 0.895 | 4 of 7, low to high | EPO, POS | +9.97% |
What employers in the Kansas City metro should check
- Which Blue plan applies to your address, Blue KC or Blue Cross and Blue Shield of Kansas.
- How each plan treats care on the Missouri side, since many metro employees live or see doctors there.
- Whether a group with staff in both states is quoted correctly. Our Kansas and Missouri guide covers this.
We check each of these when we quote a group in area 1, then lay the carriers out side by side. It costs your business nothing. Request a free quote or see the Kansas rate tracker for what carriers asked for next year.
The other Kansas rating areas
- Area 2: Northeast Kansas (17 counties)
- Area 3: North central Kansas (14 counties)
- Area 4: Northwest Kansas (25 counties)
- Area 5: Southwest Kansas (21 counties)
- Area 6: South central Kansas (17 counties)
- Area 7: Southeast Kansas (7 counties)
