Blue Cross and Blue Shield of Kansas
EPO, PPO plans
23plans offered
+8.37%filed change
37,368members at filing
Kansas group health insurance carriers
Four carriers filed 131 Kansas small group plans for 2026. Here is what each one filed, where it prices and how its rates have moved, straight from the CMS filings.
Who files Kansas small group plans
Sorted by members in filed plans at filing time. Open any carrier for its products, rating areas and rate history.
- Plans, rates and rating areas
-
Blue Cross and Blue Shield of Kansas City (Blue KC)
EPO, PPO plans
Plans, rates and rating areas24plans offered+8.65%filed change7,381members at filing -
UnitedHealthcare
EPO, POS plans
Plans, rates and rating areas68plans offered+9.97%filed change6,530members at filing -
Medical Associates Health Plan
HMO, POS plans, new to the Kansas small group market for 2026
Plans, rates and rating areas16plans offeredNewno prior rateNewno members yet
Next year's requests
Before each plan year, carriers file their requested changes with CMS. These requests are still under review. Read them as a market signal, not as your renewal.
| Carrier | Requested | Plan range | 2026 filed |
|---|---|---|---|
| Blue KC | +13.39% | +8.52% to +22.81% | +8.65% |
| UnitedHealthcare | +11.47% | +6.43% to +15.27% | +9.97% |
| Blue Cross and Blue Shield of Kansas | +9.61% | +5.52% to +11.92% | +8.37% |
Source: CMS rate review filings for Kansas small group plans. 2027 figures are proposed and still under review; the 2026 column is each carrier's filed submission-level change from the CMS public use file. Neither is a renewal quote.
Plan types by carrier
The plan type tells you how the network works. See the plan types guide for what PPO, EPO, HMO and POS mean for your team.
| Carrier | PPO | EPO | HMO | POS | Metal levels |
|---|---|---|---|---|---|
| UnitedHealthcare | · | 12 | · | 56 | 2 Bronze, 16 Silver, 45 Gold, 5 Platinum |
| Blue Cross and Blue Shield of Kansas City (Blue KC) | 18 | 6 | · | · | 10 Bronze, 10 Silver, 4 Gold |
| Blue Cross and Blue Shield of Kansas | 14 | 9 | · | · | 4 Bronze, 8 Silver, 6 Gold, 5 Platinum |
| Medical Associates Health Plan | · | · | 14 | 2 | 3 Bronze, 4 Silver, 5 Gold, 4 Platinum |
Counts are plans offered in each carrier's Kansas Small Group filing effective January 1, 2026, excluding plans the filing marks as terminated. Source: CMS Unified Rate Review public use file, worksheet 2.
Sources
Kansas carrier questions, answered
Have a question we did not cover? Call 913-336-5041 and ask a Kansas broker directly. Asking is free.
Which insurance companies sell small group health plans in Kansas?
For plans starting in 2026, four carriers filed Kansas small group plans with CMS: Blue Cross and Blue Shield of Kansas, Blue Cross and Blue Shield of Kansas City (Blue KC), UnitedHealthcare and Medical Associates Health Plan. Which of them can quote your business depends on where your employees work.
Why do Kansas City area employers see Blue KC instead of Blue Cross and Blue Shield of Kansas?
The two Blue plans split Kansas by territory. Blue Cross and Blue Shield of Kansas serves every county except Johnson and Wyandotte, and those two counties fall to Blue KC. A business in Overland Park or Kansas City, Kansas usually sees Blue KC plans, while one in Topeka or Wichita sees Blue Cross and Blue Shield of Kansas.
Can a broker quote every carrier at once?
Yes. An independent broker is not tied to one company, so we request quotes from each carrier that writes your area and group size and lay them out side by side. You pay the same premium you would pay going direct.
Do these filings tell me what my business will pay?
No. A filed change is an average across a carrier's plans, and your premium depends on the plan you pick, your rating area, your employees' ages and who enrolls. The filings show where the market is moving; a quote shows what your group pays.
Compare every Kansas carrier for your group
Tell us your headcount and send your renewal if you have one. We price every Kansas carrier that writes your area and send back the numbers, free.
- Share your headcount, work ZIP codes and renewal date.
- We price each carrier that files for your rating area.
- You compare the plans side by side, then switch or stay.