Blue Cross and Blue Shield of Kansas in the Kansas small group market
Blue Cross and Blue Shield of Kansas is headquartered in Topeka and serves 103 of the state's 105 counties, every county except Johnson and Wyandotte. Those two counties fall in Blue KC territory, which is why many Kansas City area employers see a different Blue plan on their quotes than a business in Wichita or Salina does.
In the 2026 Kansas small group filing, every plan sits under two product families, BlueCare and BlueCare EPO, and the carrier filed a geographic factor for all seven rating areas. It also carried the most small group members of any carrier at filing time by a wide margin.
What Blue Cross and Blue Shield of Kansas filed for 2026
- Filing entity
- Blue Cross and Blue Shield of Kansas, Inc. (issuer 18558)
- Product lines
- 2
- Plans offered
- 23
- Plan types
- 9 EPO, 14 PPO
- Metal levels
- 4 Bronze, 8 Silver, 6 Gold, 5 Platinum
- Filed change
- +8.37% across the submission, +5.75% to +9.98% plan by plan
- CMS status
- Submission Complete
The filed change is an average across this carrier's plans. Your own renewal can land above or below it, because it moves with your plan, your rating area, your employees' ages and who enrolls.
How Blue Cross and Blue Shield of Kansas has moved, year by year
| Plan year | Change | Stage | Plans | Filing ID |
|---|---|---|---|---|
| 2024 | +10.12% | Filed, Rate Filing Accepted | 23 | 18558-2582006440701646853 |
| 2025 | +17.4% | Filed, Review Complete | 23 | 18558-2850807797892287492 |
| 2026 | +8.37% | Filed, Submission Complete | 23 | URR-18558KS-2026-11 |
| 2027 | +9.61% | Requested, Submission Filed | 185587111 |
Filed and requested changes are not approvals. History comes from the January 1 annual filings in each year's CMS public use file; the newest year is the request on file in the CMS rate review search. Full detail on the Kansas rate tracker.
Where Blue Cross and Blue Shield of Kansas prices its Kansas plans
Each carrier files a factor for every Kansas rating area it serves. Below 1.000 means that area prices under the carrier's own statewide base; above 1.000 means over it. The factor compares areas within this carrier only, not one carrier against another.
| Rating area | Region | Factor | Our city pages |
|---|---|---|---|
| 1 | Kansas City metro (4 counties) | 0.985 | Kansas City, Overland Park, Olathe, Lenexa, Shawnee |
| 2 | Northeast Kansas (17 counties) | 1.014 | Topeka, Lawrence |
| 3 | North central Kansas (14 counties) | 0.966 | Manhattan, Salina |
| 4 | Northwest Kansas (25 counties) | 1.089 | |
| 5 | Southwest Kansas (21 counties) | 1.023 | |
| 6 | South central Kansas (17 counties) | 0.963 | Wichita, Hutchinson |
| 7 | Southeast Kansas (7 counties) | 0.935 |
County lists for each area are on the Kansas rating areas page. These factors say where a carrier prices, not which doctors are in its network; we check networks against your team separately.
Getting a Blue Cross and Blue Shield of Kansas quote
We are an independent broker, so we do not quote one carrier on its own. Send us your headcount, the ZIP codes where your people work and your renewal date, and we will price Blue Cross and Blue Shield of Kansas next to every other carrier that writes your area and group size. You see the plans side by side, with networks and drug lists checked against your team, and decide from there. It costs your business nothing.
