{
  "asOf": "2026-09-20",
  "documentation": "https://grouphealthkansas.com/kansas-small-group-health-insurance-rate-tracker/",
  "publisher": "Group Health Kansas",
  "scope": "ACA-compliant, fully insured Kansas small group filings only. Self-funded, level-funded and large group coverage are not included.",
  "qualifiers": [
    "Requested, not final",
    "Not an employer renewal quote",
    "A filed or requested rate change alone does not establish regulatory approval.",
    "CMS search results omit products whose rates are not changing, and issuers can add or drop plans and products while a filing is under review.",
    "A missing issuer or year is not a zero change and is not proof that an insurer left the market."
  ],
  "fields": {
    "requestedChangePct": "Rate change requested by the issuer, expressed as a percentage. null when not published.",
    "finalChangePct": "Rate change the source publishes as final, expressed as a percentage. null is unknown, not zero; approval is not inferred.",
    "changePct": "Submission-level rate change in the historical snapshot, expressed as a percentage. Not necessarily an approved change.",
    "minChangePct": "Low end of the current rate change range published by CMS, expressed as a percentage.",
    "maxChangePct": "High end of the current rate change range published by CMS, expressed as a percentage.",
    "planCount": "Plan rows behind the filing, when the source publishes one."
  },
  "sources": [
    {
      "id": "cms-live",
      "url": "https://ratereview.healthcare.gov/",
      "label": "CMS Rate Review search: Kansas, Small Group, 2027"
    },
    {
      "id": "cms-puf-2024",
      "url": "https://www.cms.gov/files/zip/py20204-puf-20231031.zip",
      "label": "CMS 2024 Rate Review public-use file (ZIP)"
    },
    {
      "id": "cms-puf-2025",
      "url": "https://www.cms.gov/files/zip/py2025puf20241024.zip",
      "label": "CMS 2025 Rate Review public-use file (ZIP)"
    },
    {
      "id": "cms-puf-2026",
      "url": "https://www.cms.gov/files/zip/py2026-puf-20260327.zip",
      "label": "CMS 2026 Rate Review public-use file (ZIP)"
    }
  ],
  "latest": [
    {
      "year": 2027,
      "issuerId": "94248",
      "company": "Blue Cross and Blue Shield of Kansas City",
      "effectiveDate": "2027-01-01",
      "status": "Submission Filed",
      "filingId": "942487111",
      "minChangePct": 8.52,
      "maxChangePct": 22.81,
      "sourceId": "cms-live",
      "basis": "Requested change, not final and not approved",
      "requestedChangePct": 13.39,
      "finalChangePct": null
    },
    {
      "year": 2027,
      "issuerId": "18558",
      "company": "Blue Cross and Blue Shield of Kansas, Inc.",
      "effectiveDate": "2027-01-01",
      "status": "Submission Filed",
      "filingId": "185587111",
      "minChangePct": 5.52,
      "maxChangePct": 11.92,
      "sourceId": "cms-live",
      "basis": "Requested change, not final and not approved",
      "requestedChangePct": 9.61,
      "finalChangePct": null
    },
    {
      "year": 2027,
      "issuerId": "94968",
      "company": "UnitedHealthcare Insurance Company",
      "effectiveDate": "2027-01-01",
      "status": "Submission Filed",
      "filingId": "949687111",
      "minChangePct": 6.43,
      "maxChangePct": 15.27,
      "sourceId": "cms-live",
      "basis": "Requested change, not final and not approved",
      "requestedChangePct": 11.47,
      "finalChangePct": null
    }
  ],
  "history": [
    {
      "year": 2026,
      "issuerId": "94248",
      "company": "Blue Cross and Blue Shield of Kansas City",
      "effectiveDate": "2026-01-01",
      "status": "Submission Complete",
      "filingId": "URR-94248KS-2026-11",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2026",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 8.65,
      "changeLabel": "Filed submission-level change",
      "planCount": 26
    },
    {
      "year": 2026,
      "issuerId": "18558",
      "company": "Blue Cross and Blue Shield of Kansas, Inc.",
      "effectiveDate": "2026-01-01",
      "status": "Submission Complete",
      "filingId": "URR-18558KS-2026-11",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2026",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 8.37,
      "changeLabel": "Filed submission-level change",
      "planCount": 23
    },
    {
      "year": 2026,
      "issuerId": "13671",
      "company": "Medical Associates Health Plan, Inc.",
      "effectiveDate": "2026-01-01",
      "status": "Submission Complete",
      "filingId": "URR-13671KS-2026-11",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2026",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 0,
      "changeLabel": "Filed submission-level change",
      "planCount": 16
    },
    {
      "year": 2026,
      "issuerId": "94968",
      "company": "UnitedHealthcare Insurance Company",
      "effectiveDate": "2026-01-01",
      "status": "Submission Complete",
      "filingId": "URR-94968KS-2026-11",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2026",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 9.97,
      "changeLabel": "Filed submission-level change",
      "planCount": 71
    },
    {
      "year": 2025,
      "issuerId": "94248",
      "company": "Blue Cross and Blue Shield of Kansas City",
      "effectiveDate": "2025-01-01",
      "status": "Review Complete",
      "filingId": "94248-2847249640842662912",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2025",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 16.87,
      "changeLabel": "Filed submission-level change",
      "planCount": 23
    },
    {
      "year": 2025,
      "issuerId": "18558",
      "company": "Blue Cross and Blue Shield of Kansas, Inc.",
      "effectiveDate": "2025-01-01",
      "status": "Review Complete",
      "filingId": "18558-2850807797892287492",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2025",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 17.4,
      "changeLabel": "Filed submission-level change",
      "planCount": 23
    },
    {
      "year": 2025,
      "issuerId": "94968",
      "company": "UnitedHealthcare Insurance Company",
      "effectiveDate": "2025-01-01",
      "status": "Rate Filing Accepted",
      "filingId": "94968-2850874003420856320",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2025",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 10.4,
      "changeLabel": "Filed submission-level change",
      "planCount": 82
    },
    {
      "year": 2024,
      "issuerId": "57850",
      "company": "Aetna Health Inc. (a PA corp.)",
      "effectiveDate": "2024-01-01",
      "status": "Rate Filing Accepted",
      "filingId": "57850-2579283012064484366",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2024",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": -3.32,
      "changeLabel": "Filed submission-level change",
      "planCount": 1
    },
    {
      "year": 2024,
      "issuerId": "84600",
      "company": "Aetna Life Insurance Company",
      "effectiveDate": "2024-01-01",
      "status": "Rate Filing Accepted",
      "filingId": "84600-2579283055148015624",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2024",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 3.39,
      "changeLabel": "Filed submission-level change",
      "planCount": 1
    },
    {
      "year": 2024,
      "issuerId": "94248",
      "company": "Blue Cross and Blue Shield of Kansas City",
      "effectiveDate": "2024-01-01",
      "status": "Rate Filing Accepted",
      "filingId": "94248-2582006440701646852",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2024",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": -2.68,
      "changeLabel": "Filed submission-level change",
      "planCount": 23
    },
    {
      "year": 2024,
      "issuerId": "18558",
      "company": "Blue Cross and Blue Shield of Kansas, Inc.",
      "effectiveDate": "2024-01-01",
      "status": "Rate Filing Accepted",
      "filingId": "18558-2582006440701646853",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2024",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 10.12,
      "changeLabel": "Filed submission-level change",
      "planCount": 23
    },
    {
      "year": 2024,
      "issuerId": "76763",
      "company": "Cigna Health and Life Insurance Company",
      "effectiveDate": "2024-01-01",
      "status": "Review Complete",
      "filingId": "76763-2579928605342208006",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2024",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 14.51,
      "changeLabel": "Filed submission-level change",
      "planCount": 52
    },
    {
      "year": 2024,
      "issuerId": "94968",
      "company": "UnitedHealthcare Insurance Company",
      "effectiveDate": "2024-01-01",
      "status": "Rate Filing Accepted",
      "filingId": "94968-2579928605342208002",
      "minChangePct": null,
      "maxChangePct": null,
      "sourceId": "cms-puf-2024",
      "basis": "Change as filed by the issuer, not necessarily approved",
      "changePct": 3.93,
      "changeLabel": "Filed submission-level change",
      "planCount": 105
    }
  ],
  "notes": [
    "History uses the January 1 Annual Kansas Small Group filings in each linked CMS public-use snapshot. It is not an archive of every revision or quarterly change.",
    "Historical percentages are the template-calculated Submission Level Rate Increase % (RT_CHG_CUM_SUB, Worksheet 2 cell E22), multiplied by 100. That value repeats across plan rows; each submission is counted once, with no average across plans or insurers.",
    "Historical source status does not establish regulatory approval. These figures are filed changes in dated CMS snapshots, not confirmed final approvals or actual employer renewals.",
    "CMS public search excludes products whose rates are not changing. Products and plans may be added or dropped during review; a missing issuer-year is not proof of withdrawal.",
    "The CMS portal and downloadable public-use files have different reporting dates and coverage. A zero in an historical file is preserved as zero; a missing final value stays unknown."
  ]
}